Services include
Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
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An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process.
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Custom Dispute Letters Submitted On Your Behalf.
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Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.
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How it works:
STEP
Low Credit Pro performs a full analysis of your credit history on all 3 Credit Bureaus.
Based on our analysis, we generate a customized Credit Health plan to address the damaging items found in your Credit history and begin your Journey toward a more balanced and positive credit history. |
STEP
First, we work with the Bureaus to place challenges to any damaging items found in your report that you may not agree with.
As these challenges are processed, the credit bureaus release new updated credit reports that would show any successful changes made to your Credit Report. |
STEP
Next, during this same period you will be implementing our customized plan. Built just for you and your Credit. Designed to build the necessary positive credit history to boost your credit score.
We provide you with tools to track these changes and see the positive impact these actions have on your credit. Our Credit health Plan helps you to heal the damage found and sets you on the path toward building healthy, balanced credit. |
Our Program works on 45 day cycles. At the end of each cycle you will receive 3 credit reports at your home. These reports will show which questionable, negative items have been removed from your credit so far. Simply Mail, Fax, eMail, or upload these reports to through our Client Portal Site, and watch your progress report update on the private client portal.
Customer Service
You should receive updated credit reports every 30-45 days and make us aware if updated reports have not been received.
You may cancel services at any time. Please notify us, in writing, 7 days before the next billing period.
We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
Our fees are reasonable and there are NO long binding contracts. We guarantee results within the first 90 days or your money back!
You may cancel services at any time. Please notify us, in writing, 7 days before the next billing period.
We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
Our fees are reasonable and there are NO long binding contracts. We guarantee results within the first 90 days or your money back!
What makes Low Credit Pro different?
Let us count the ways...
• We are a company with integrity.
• We are very experienced with consumer, business and mortgage credit.
• We will be intimately involved with your credit repair experience.
• We will be there for you every step of the way.
• We have the knowledge of the law and will use it to your benefit.
• We have relationships with some of the best firms in Florida and can assist to connect you should litigation of any of the claims be needed. (*For Florida residents only)
• Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
• Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.
• We guarantee results within the first 90 days or your money back!
• We are very experienced with consumer, business and mortgage credit.
• We will be intimately involved with your credit repair experience.
• We will be there for you every step of the way.
• We have the knowledge of the law and will use it to your benefit.
• We have relationships with some of the best firms in Florida and can assist to connect you should litigation of any of the claims be needed. (*For Florida residents only)
• Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
• Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.
• We guarantee results within the first 90 days or your money back!
But don't take our words for it...
these people had amazing results
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Victoria R.
“I tried other companies before. I can whole heartedly say no one knows credit repair like Low Credit Pro. No one has been as fast or transparent as they are”. |
Richard E.
“Low Credit Pro walked me through the process every step of the way. I never had to wonder what was disputed, when was it sent. They kept you informed, and most importantly, it works”. |
Robert A.
“Low Credit Pro took me from a 456 to a 650 in 3 months and educated me along the way so that I could help keep it up and move it along faster”. |
FAQ:
what is credit repair?
Credit repair is the process of improving a poor credit score by addressing or removing negative items that could be listed on your reports inaccurately. Although the Fair Credit Reporting Act outlined the right for Americans to have accurate credit reports, credit reporting agencies require you to navigate complicated online systems and send a series of formal dispute letters in order to fix your credit.
To make credit repair easier, One Source Solution can identify and challenge questionable items on your behalf. Using our credit repair process, One Source Solution's clients have seen over hundreds of challenges and disputes.
To make credit repair easier, One Source Solution can identify and challenge questionable items on your behalf. Using our credit repair process, One Source Solution's clients have seen over hundreds of challenges and disputes.
How long does credit repair take?
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. That being said, last year alone, our clients saw hundreds of negative items removed from their reports, and typically stayed with us for six months.
It would be inappropriate for One Source or any other company to promise a particular case outcome during a definitive time frame. In other words, because so much depends upon third parties like creditors and credit bureaus, and because each client case is unique, we can’t predict whether any specific credit report item will ultimately be corrected.
What we can promise, however, is to complete the promised work each month — sending appropriate creditor interventions and bureau challenges, preparing applicable monthly credit score improvement analyses, and making sure that other service features you have engaged are provided.
Be wary of any credit repair company that guarantees to "clean up your credit in 30 days".
Not only is it illegal to guarantee results for credit repair, but it is also impossible to predict final actions and decisions of creditors, debt collectors, and credit bureaus.
It would be inappropriate for One Source or any other company to promise a particular case outcome during a definitive time frame. In other words, because so much depends upon third parties like creditors and credit bureaus, and because each client case is unique, we can’t predict whether any specific credit report item will ultimately be corrected.
What we can promise, however, is to complete the promised work each month — sending appropriate creditor interventions and bureau challenges, preparing applicable monthly credit score improvement analyses, and making sure that other service features you have engaged are provided.
Be wary of any credit repair company that guarantees to "clean up your credit in 30 days".
Not only is it illegal to guarantee results for credit repair, but it is also impossible to predict final actions and decisions of creditors, debt collectors, and credit bureaus.
CAN I REPAIR MY OWN CREDIT?
Absolutely. You can contact the credit bureaus and your creditors to get any questionable/negative items removed your credit reports. However, this process is time consuming and confusing. Also, disputing items incorrectly can cause your disputes to be labeled as "frivolous" and ignored, or worse, can cause your score to drop. Working with a reputable credit repair company like One Source can help you remove these items from your reports quickly and efficiently.
IS IT WORTH PAYING FOR CREDIT REPAIR?
Think of credit repair like an investment. A little effort today could lead to thousands of dollars in savings tomorrow. Your credit score impacts your interest rate on your home, car, credit cards, and whether or not you're required to pay a deposit on utilities. It can keep you from gaining employment and impacts your ability to build business credit as well.
According to CreditCards.com and CNNMoney, even a single negative item on your credit could cost you over 100 points.
Negative ItemCredit Score Decrease
Late Paymentup to 110 points
Debt Settlementup to 125 points
Foreclosureup to 160 points
Bankruptcyup to 240 points
Collectionup to 110 points
Hard Inquiryup to 15 points
According to CreditCards.com and CNNMoney, even a single negative item on your credit could cost you over 100 points.
Negative ItemCredit Score Decrease
Late Paymentup to 110 points
Debt Settlementup to 125 points
Foreclosureup to 160 points
Bankruptcyup to 240 points
Collectionup to 110 points
Hard Inquiryup to 15 points
is credit repair legal?
Absolutely! You have a right to a fair, accurate and substantiated credit profile. Credit repair is simply one of the ways to help you get there.
what can be removed from my credit report?
Anything inaccurate, unfair or unverified can be challenged with the bureaus and your creditors. This includes collections, late payments, charge-offs, liens, bankruptcies, repossessions and more.